Your Path to Debt Freedom
Choosing between the snowball and the avalanche really comes down to what will keep you moving when debt fatigue hits. Both methods require a plan, push you to pay more than the minimum, and keep every dollar working with intention. If watching balances disappear quickly sparks your motivation, lean on the snowball. If squeezing every penny of interest out of the picture feels more satisfying, stick with the avalanche. The important thing is to pick one, automate your payments, and celebrate each milestone along the way. Becoming debt-free isn’t just about math; it’s a mindset shift that frees up cash for investing, beefing up an emergency fund, and ultimately powering your journey to financial independence. Download our free PDF guide below and whichever path you follow, consistent action beats a “perfect” strategy every time—and today is the best day to start.